Increase revenue & lower operational overhead by fully automating rate change management

Remove all manual processes. Enables quick creation and adjustments
of all pricing strategies, including offering staged client payouts

Dynamic Deposit Rate Pricing: Key Features Unleashed
PaymentSI presents the Dynamic Deposit Rate Pricing (DDRP) engine, a fully automated solution designed for corporate banks facing operational challenges in deposit rate management. This innovative tool addresses critical issues such as limited lead time for modelling interest rate changes, reliance on manual spreadsheet processes, and the complexities of executing rate adjustments.

DDRP automates rate strategy execution, reducing risk and manual effort, whilst eliminating errors. Provides banks with real-time visibility into liquidity positions post a rate change, supporting improved decision-making.

DDRP enables optimized pricing strategies by adjusting payouts based on market volatility to maximize net interest income. Banks benefit from quick, transparent rate adjustments

DDRP facilitates compliance with local regulations by easily implementing interest rate caps and floors.

DDRP significantly reduces operational dependency by automating pricing strategy manual checks. Enabling bank operational resources to focus on other strategic / business benefit tasks to boost productivity & improvement revenue.

DDRP offers seamless compatibility with core banking and legacy systems for a smooth transition. It enables rapid interest code updates, ensuring swift and accurate rate adjustments across systems.

DDRP will be deployed quickly with implementation in 90-days making an ROI achievable within 6 months following a rate change

Value-driven benefits of DDRP
DDRP allows banks a transformative approach to manage deposit rates. By automating processes and enhancing operational efficiency, banks can navigate interest rate management complexities while maximizing profitability and improving client satisfaction.

Confirmed Liquidity Position

Banks can eliminate re-work after rate changes, ensuring clarity in liquidity status.

Enhanced Control and Transparency

Automated pricing structures provide clients clear insights into rate determinations.

Eliminates Manual Calculations

All spreadsheet-based calculation is no longer required, which is very time consuming, prone to errors and takes a great deal of time to reflect the desired results

Increased Revenue Potential

Effective lead and lag strategies enhance revenue through optimized pay-outs.

Pricing Strategies By...
Pricing Strategies